What is the practice of steering?

Steering refers to the practice of directing homebuyers towards or away from specific neighborhoods based on their race, ethnicity, or other protected characteristics. This is considered a discriminatory practice and violates fair housing laws, which aim to ensure that all individuals have equal access to housing opportunities regardless of their background.

The correct answer highlights the unethical aspect of steering, where agents may guide clients to areas that they believe are more suitable based on stereotypes or prejudices. This can have damaging consequences not only for the individuals involved but also perpetuates segregation and inequity within communities.

The other options, while relevant to broader housing practices, do not align with the definition of steering. Encouraging homebuyers to invest in properties does not inherently involve discrimination. Promoting equal housing opportunities is the opposite of steering, as it aims to provide unbiased access to housing for everyone. Developing mixed-income housing also focuses on inclusivity and improving housing options for diverse income levels, again contrasting with the notion of steering.